Philadelphia newcomer Darien Jackson may be young, gifted and beautiful but she's also up to her eyes in debt, unable to meet her credit card bills or her monthly car payments. Worse, this time her sensible older sisters won't bail her out. Then a gorgeous debt collector turns up to tow away her car...and steals her heart too. But Darien is exactly the kind of woman his family don't want as his wife. Can love change the odds...and her credit rating?