Lady of Quality: Miss Annis Wychwood, at twenty-nine, has long been on the shelf, but this bothers her not at all. She is rich and still beautiful and she enjoys living independently in Bath, except for the tiresome female cousin, who her very proper brother insists must live with her. When Annis offers sanctuary to the very young runaway heiress Miss Lucilla Carleton, no one at all thinks this is a good idea. With the exception of Miss Carleton's overbearing guardian, Mr. Oliver Carleton, whose reputation as the rudest man in London precedes him. Outrageous as he is, the charming Annis ends up finding him absolutely irresistibl Charity Girl: When Viscount Desford encounters a lovely waif searching for her grandfather, he feels honor bound to assist her; but dashing about the countryside together, the Viscount must prevent his exasperating charge from bringing him ruin upon herself...and him. In the end, his best idea is to bring Charity to his lifelong best friend Henrietta and that's when the fun and surprises begin.