When it comes to love... When expert surfer Josie Griffin has a rare wipeout, she's shocked to discover that a real-life treasure chest is to blame--one that contains a necklace hung with the biggest stone she's ever seen. But that's nothing compared to the shock she gets when she places the jewel around her neck. Instantly a mysterious little kilted man appears to inform her that the charm has betrothed her to an eighteenth-century Scottish laird! It's not that Josie has anything against handsome lairds--or older men. But three hundred plus years may be stretching things a bit. After all, she has a career to consider. And besides, she's sure the effects of her concussion will be wearing off any minute--until the minutes turn to hours...then days... A little charm goes a long way The spirit of Connal MacNeil has been waiting centuries for his betrothed to appear on Scotland's roaring shores. Josie's arrival with the MacNeil charm stone is his dream come true. Her passion is a fiery match to his own--and her powerful body is perfect for bearing the heir he plans. He bargained his soul for this last chance at prosperity, and he won't take no for an answer. Unfortunately the lass doesn't quite understand that destiny has bound them for all eternity. In fact, she seems determined to deny him at every turn--when she isn't busy with her foolhardy need to go wave hunting. But it doesn't take long for other, more earthly MacNeil charms to take hold. For Josie is only human--and Connal has waited long enough for the love affair of his lifetime to finally begin....