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The first paragraph describes a failed attempt by a musician to auction off his future income on eBay (?!) but mentions the idea has been floated elsewhere too.
I once read a discussion, can't recollect where, about whether this would be a good idea for college students as a substitute for student loans. The conclusion was probably not, because of adverse selection. I.e., students intending to go on to medical school would probably avoid this, and those intending to be starving artists or whatever would choose it.
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