Clear writing and good advice, although nothing particularly surprising. I like this better than David Bach's other books, which tend to hammer in the Latte Factor. ( )

This is well-categorized reference book with lots of information on savings to be had, from cellphones to estate planning. Much of it is learned information (I see other reviewers have recommended it as a graduation present, and that is wise), and some is, of course, information that will change quickly (addresses, URLs, bank and finance changes the crash of 2008 will cause), but, at minimum, it offers and encourages a way of looking at one's spending choices and opportunities that can save money. The index makes it easily accessible and manageable. ( )

This a great reference book for how to get the most for your money in any one several different areas of personal finance. There are sections on travel, retirement, banking and utillities among others. Each section has some basics on how to get the best deal, some information on how to resolve problems that might arise, and lists of contact information for complaints and disputes. While it could definitely be improved in some areas, it is a must for personal finance readers because it lays down the basics of how to keep the money that you have earned. There are some very clever points that you might not have thought of, that are bound to save you some cash!

However, this is a really terrible book as an audiobook. The narrator reads out long lists of addresses, URLs and other list-type information that is totally lost on you unless you are listening to the book because you might be blind or hard of sight. For me, listening to it as I commute, those sections are a hindrance. I recommend getting the book in hard copy, and only reading the sections that you think apply to you right now. If you are impressed, buy it and keep it as a reference book, looking up applicable sections whenever one of the subjects comes up in your own personal finance experience.

The chapters are broken down into financial subjects. And the book is formatted like a dictionary. So the first chapter is Automobiles & everything financially pertaining to cars. From car loans to leasing to repairs. Each chapter in the book gives you a checklist of information or "to-do's" associated with each topic. As well as helpful websites & contact information for Government agencies.

I think the book would make a great graduation present. There is so much helpful information crammed into this book that a lot of us have already figured out due to life experience. A young person starting out on their own would benefit greatly from the wisdom that David Bach shares.