Cliquer sur une vignette pour aller sur Google Books.
|
Chargement... You Need A Budget (édition 2010)par Jesse Mecham
Information sur l'oeuvreYou Need A Budget par Jesse Mecham
   Aucun Actuellement, il n'y a pas de discussions au sujet de ce livre.  spinsterrevival | May 15, 2023 |    ) Crystal199 | Aug 3, 2022 | If you need or want a pep talk, the book is perfect. If you want to learn how to actually use the YNAB system, sign up for the free trial and read all the documentation. And like most books of this type, don't expect any acknowledgement of, let alone advice for, people in genuine poverty. If you're earning less than a living wage, whatever that means in your region of the country, YNAB has no advice for you, except maybe to earn more money. (  )2  IVLeafClover | Jun 21, 2022 |  ) OutOfTheBestBooks | Sep 24, 2021 | I've been using the YNAB system for years, and simply following the basic rule: "Every Dollar Gets a Job" changed my perspective of budgeting. I've been a successful budgeter ever since I discovered YNAB almost 4 years ago. It was a boon in many ways, from funding annual trips to helping me survive months of unemployment. This books expounds and codifies the basic YNAB principle in a way that is immediately practical and customizable for your context. It's more than budgeting, it's a financial philosophy that affords good stewardship. Everyone should read this. ( ) redeemedronin | Dec 28, 2020 | aucune critique | ajouter une critique
Business.
Finance.
Nonfiction.
HTML: For most people, budgeting conjures up the same feelings as, say, prison and dieting. But your initial instinct couldn't be further from the truth. You just haven't budgeted the right way. You Need A Budget will teach you four simple rules to completely revolutionize the way you think about managing your money. With a budget, you'll break the paycheck-to-paycheck cycle, get out of debt, and save more money. A liberating, enabling, empowering budget will actually make you feel more free, not more restricted. The YNAB philosophy is centered around these four rules: Give every dollar a job. Take your cash, checking, and saving accounts and assign jobs to that money. Begin now with what you have on hand. Then follow your plan. Pick your priorities, and make sure your dollars are helping you move closer to the things you care about most. Embrace your true expenses. Look ahead and identify the larger, less frequent expenses that tend to sneak up on you. Break those expenses into manageable monthly amounts. Consider insurance premiums, birthdays, holidays, charitable giving, car repairs, etc. This practice evens out your cash outflows, decreases your stress, and helps you make better decisions. Roll with the punches. Accept the fact that life always changes and you'll likely always go over budget somewhere. If an unexpected expense comes up and you need to change your budget, just change it. The YNAB philosophy not only tolerates changing your budget, but rather encourages it. Age your money. The goal of this rule is to increase the time between the moment you earn money, and the moment you spend that money. In other words, if you're going to break the paycheck-to-paycheck cycle, you need to learn to live on money you earned a month or two months or even three months ago.YNAB's four rules are the pillars of a tried-and-true system that gets you to engage with your money every day. It helps you change your behavior so that you're proactive and in control of your finances. It's not about stressing over last month's statement; instead, you're looking ahead and actively deciding how you want-and need to build a life of meaning not stress. Supplemental enhancement PDF accompanies the audiobook. .Aucune description trouvée dans une bibliothèque |
Discussion en coursAucunCouvertures populaires
 Google Books — Chargement...GenresClassification décimale de Melvil (CDD)332.024Social sciences Economics Finance Miscellany And Personal Finance Personal FinanceClassification de la Bibliothèque du CongrèsÉvaluationMoyenne: (3.96)
Est-ce vous ?Devenez un(e) auteur LibraryThing. |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2
But the book really is a good primer for how YNAB works since it’s unlike other budgeting apps I’d seen before; it’s basically the envelope system in digital form, but I do love how much more in control I feel over my money and the decisions I make regarding spending.
*Note that I don’t actually know if he’s Mormon, but even if not I apparently have issues with people who seem to want to overpopulate the world all by themselves. (